FTL Finance
HVAC financing
We understand that the toughest part of a new heating or air conditioning installation is the cost. We'll always try to get you the best price point we can offer as a starting point. The upfront cost does not have to be a burden — HVAC Experts offers financing options to homeowners who qualify through FTL Finance.
Apply online
Start your application below. Need help? Request a callback or call us.
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Why FTL Finance
- Fast and easy online application
- Approvals based on your financial situation, not just your credit score
- No prepayment penalties
- No default rate for missed payments
- Committed support team
- Online account management and payment options
Complete the online application and the decision is sent back to you quickly. Once approved, you can move forward with installation or major repair work without paying the full amount upfront.
Answers
Frequently asked questions
How do I apply for HVAC financing?
Use the online financing application linked on this page. The application and approval decision are handled by the financing provider.
Are there prepayment penalties?
The financing information currently published by HVAC Experts states that qualified financing options have no prepayment penalties.
How do I get help with the financing process?
Use the financing callback form or call HVAC Experts at 432-272-5636 with questions before applying.